Material assets - an integral part of any company
Pantaenius has years of experience and highly developed expertise when it comes to safeguarding material assets. The same applies to correctly assessing the crucial category of business interruption insurance. Offering an array of individualised solutions, we can meet exactly the specific needs of our customers.
At a glance
DEFY ANY RISK WITH BUILDING INSURANCE
Whether it is an administrative building, warehouse or production hall - buildings are the foundation of any company. This makes it all the more important to insure the building itself against a multitude of risks. After all, damage to buildings is particularly costly. A building insurance policy protects your property against fire, mains water damage, storm and hail as well as other natural hazards such as earthquakes, floods or storm tides.
Business content insurance
HOUSEHOLD INSURANCE FOR YOUR COMPANY
Hedging proprietary, rented or leased assets is an essential task for any company. Significant damage e.g. from fire or burglary can crop up at any time.
Business content insurance from Pantaenius covers the most important risks that can significantly impact business operations. Among others, in the event of damage insurance from Pantaenius covers the following risks:
- Burglary / Vandalism
- Mains water
- Storm / Hail
Emergencies can arise and develop quicker than you think. If, for example, property damage suddenly interrupts your day-to-day operations.
This not only involves restoration costs, but also ongoing costs for wages, interest, fees, etc. These cost pools can add up quickly, leading to considerable financial losses and in the worst case, even threatening the continued existence of the company. A Pantaenius policy covers profit lost during the interruption period.
Alternatively, coverage may be limited to additional costs incurred during the business interruption. Additional costs are defined as costs that are not normally incurred either causally or in terms of amount and which, after material damage, must be borne in order to continue operations or to shorten the interruption period. Additional costs include, for example, the use of third-party lots, rooms or facilities, the use of services or overtime pay.